Scotia Investments' Unit Trust is an investment scheme that provides the opportunity for investors to put their savings into a common fund. This allows them to take advantage of investment opportunities that are not normally available to individuals. The funds are used to purchase a portfolio of securities in accordance with the guidelines of both the Fund’s Trust Deed and the Unit Trust Act.

Our Scotia Premium Fixed Income Fund is a registered Unit Trust scheme managed by Scotia Asset Management (Jamaica) Ltd. The Fund is designed to provide investors with yields that are higher than those available in the short-term Money Market. It takes advantage of the after tax effects of not withholding taxes on invested funds.

The Fund seeks to provide premium returns to investors through investments in short-term instruments that include Government of Jamaica securities, Certificates of Deposit, Commercial Paper issued by creditworthy institutions, and similar types of securities issued by selected overseas entities.

Although no guarantee of yield can be given, the very nature of the investments ensures that the investor will be provided with the optimum combination of risk and return available on the market.

*Important information about Scotiabank Mutual Funds or Unit Trusts is contained in the Funds’ prospectus or Unit Trust’s offering memoranda. Copies are available from Scotiabank Branches and Scotia Investments Jamaica Limited and should be read carefully before investing. Share values and investment returns for the Funds or Unit Trusts will fluctuate. Past performance is not indicative of future performance. Scotiabank Mutual Funds or Unit Trusts are not insured by Jamaica Deposit Insurance Corporation (JDIC), nor guaranteed by The Bank of Nova Scotia or its affiliates.